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This is so true. I've always managed to be financially independent and responsible, but it's certainly hard. I quit my last corporate job in 1990 and have been self-employed and now pretty much retired since. I stumbled into the FIRE (financial independence, retire early) community in around 2010 in the form of http://earlyretirementextreme.com/. In 2011, I moved to Whidbey Island, and had been here less than a month when I met Vicki Robin, coauthor of https://yourmoneyoryourlife.com/. I adopted the 9-step plan in that book, and with modifications for a different financial era, follow it to this day. I even taught classes in Financial Integrity for a while. It's served me well. I've made other choices that have helped. I haven't watched TV since season 4 of the X-Files, and I live on a rural island with granola values.

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Lots of good food for thought here Tara. Thank you.

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